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Special
Report…Home Selling Guide
Sell your house in
DAYS instead of MONTHS!!
“How to Sell
Your House at a Fair Price on the Date of Your
Choice”
If you want to
sell your house in the fastest, easiest, and
most convenient manner, read this important
message.
Selling a house is usually an expensive and
complicated process. That’s why real estate
agents make thousands of dollars on a single
sale. But, when I buy your house, there are no
commissions to pay. And most of the time I can
pay you about what you would net if you sold
through an agent!
And you certainly won’t have to tolerate dozens
of total and sometimes frightening strangers
tramping through your home and poking through
your drawers and closets.
My name is Ron West. I am associated with a
group of private investors and we buy a number
of houses each month throughout the Louisville
Metro Area... and in every price range. But the
best part is... we use private funds that
require no long, drawn out bank approvals. So
we can act fast!
I can usually close within 7-10 days...
I’m as serious about buying your house as you
are about selling it.
That’s the biggest difference between me and
listing with a real estate agent. An agent will
list your house... hoping it sells within 3 to 6
months. I want to buy your house... now! That’s
a huge difference when you’re the one with the
house for sale.
An agent may list several properties at a time,
and it’s possible they will not be able to give
all their properties their close personal
attention. Also, we find ourselves in a Buyer’s
market, and houses just aren’t selling well
right now. It’s no wonder that a listed home
can sometimes take a long time to sell while
you, the owner, are stuck maintaining the
property and making house payments month after
month. Now, we’re not here to knock real estate
agents. Most do a fine job and provide a
valuable service for their clients. Heck, I'm
one myself, and many of them I call my friend.
But sometimes the circumstances just won't let
you sell your house the “conventional” way.
What’s your alternative? Of course you could
just sell it yourself -- without an agent.
After all, who knows more about the house than
you do?
But consider this. How many houses have you
bought and sold in your life? Two, maybe
three? You haven’t had to solve even a fraction
of the typical problems that can pop up -- right
before closing.
Remember, buying a house is a big decision for
most people and it’s easy for them to get
“spooked.” At the first sign of a complication
or small problem (like a lien, necessary repair,
or one of the other typical closing glitches),
they can run like a scared jackrabbit.
Then you have to start all over at square one --
it’s a frustrating experience.
Plus, when you try to sell it yourself, you
still have to put up with dozens of strangers
trampling through your home -- only now you’ll
have to be there yourself. For some owners,
that’s a scary thought.
And what if you need to move fast? You could
dump the price and hope someone will steal your
house, but can you afford to do that? Or, you
could go ahead, move out, and leave it with the
agent. And every month, while making that
mortgage payment (most people find that tough to
swallow), you hope and pray that someone will
buy your old house next month -- and the next --
and the next.
And when it’s sitting vacant, what’s going to
stop someone from climbing through the kitchen
window and tearing up your property?
Frankly, that’s more worry and aggravation than
most people need in a lifetime.
Pretty grim, huh? Which way do you turn? To an
agent with lots of other listings to
handle (and if they don't, why not)? Selling on
your own and sweating out financing details,
lost deals, last minute closing “surprises”?
Moving out and hoping you don’t get some
midnight call with “bad news” about your house?
Here’s a better solution -- a way out...
When we buy your house for a fair price on your
date of choice, we might help you AVOID...
* Putting your house on the market entirely...
* Coming out of pocket if you have little or
no equity...
* Relying on an agent to perform or keep their
promises...
* Doing fix-up work to please a picky buyer...
* Becoming an unwanted landlord...
* Counting on a bank to approve your buyer’s
loan...
* Having your buyer back out at the last
minute...
* Paying prepayment penalties...
* Struggling with the uncertainty of when it
will sell...
* Making house payments you can no longer
afford...
* Making payments on a vacant house...
* Foreclosure or bankruptcy...
If your property qualifies and I come out to see
it, I will provide you with one or more offers -
you pick the one you like the best. I’ll explain
everything to you in plain, everyday English.
I’ll be 100% direct, clear and honest with
you... from start to finish.
In fact, I can usually “pre-qualify” your home
in just a few minutes, before I even come to
your home. That can save us both time.
If we come to an agreement, I can buy it today
with no contingencies.
That’s because (unlike most potential buyers) I
don’t have to sell another house first. And if
you want, we can close in just a few days. I’ll
handle all of the paperwork and make all the
arrangements ... and you can get on with your
life!
I don’t yet know your particular reasons for
selling, but I do know how to get your house
closed as quickly and professionally as
possible.
Imagine, by this time next week your house could
be sold.
Can I really buy your house this quickly and
easily? Maybe, maybe not. A lot of it depends
on you. If you want to get above market price
for your house, don’t bother calling me. I’m a
professional and I do expect to make a profit.
But I’m not out to steal your house either. My
profit will come from my future buyer or tenant.
Does your property meet my
requirements? I
buy all types of real estate and I can quickly
determine if your house fits my investment
needs. If I don’t end up buying your house, I’ll
be happy to share ideas or advice on what you
might try next. You’ll still have all your other
options available. You have nothing to lose by
calling me first.
It will save us
both time if you will fill out the
Property Information
Form.
It just takes about 5 minutes and gives me the
information I need to make a quick decision.
I will
do a little research and plan what we might do
with the house after we buy it. That helps us
ball park what we can pay until I see the house.
So, if you want to learn more or if you have any
questions before you submit the Property
Information Sheet, call me at 502-639-9628.
All information you provide will be held
strictly confidential. I’ll then get back with
you and share what I’ve discovered. Fair enough?
Call now. If you get my
voice mail, please leave a message and I’ll
return the call.
Click here to submit details about your
house for sale 24 hours a day.
Here's the
game plan to sell your house quickly.
After we agree
on the purchase price, and verify the amount you
owe on your mortgage, if the circumstances are
right we may pay all cash at the closing. If
not, we may work out monthly payments for a
period. Whichever way you go …
You
get immediate relief from your monthly
obligation to the mortgage company
.
Please don’t misunderstand or
assume that we have to “steal” your home, or
that you need a lot of equity for us to be
interested. We’ve worked with all kinds of
circumstances and have been thoroughly trained
to create solutions after so-called “experts”
have given up and quit
Again, if you
send us the facts on your house, we can tell within five
minutes if we can help. Now that we’ve got that
clarified, allow us to give you a sample
of how we might help.
One of the
methods we use is to take your home over subject to the
existing mortgage. Which means, we will be
responsible for your payments and maintenance.
We will put a tenant/buyer in the home, and help
them get financed. At that time, they will be
getting the home re-financed in their name.
But remember, buying homes subject to the
existing mortgage is only one of many tools in
our “arsenal”. There’s just no way in a
single Report we could possibly answer every
question and every need you may have … Consider
this an overview. If it strikes a nerve,…
if you find you’re in a position with your home
that doesn’t seem to be going anywhere, one
where you are motivated to solve your problem, contact us today.
Unlike working
as a Realtor, we are investors. With a
Realtor, there is a listing agreement and a 6-7%
selling commission. Additionally, closing
costs which are the responsibility of the
seller, typically run about 1% or more. In
today's market Buyers rarely pay the full
listing price, which usually amounts to another
3% - 5% reduction. Just add these items
together and on a $100,000 home that represents roughly $11,000 off the sale
price. Now add in the
typical 3-6 month period that it will take to
find the buyer and have them get qualified and
finally close on the home and you’ve just made
monthly payments on Principal, Interest, Taxes,
Insurance, Utilities, Maintenance and Repairs.
Remember that if you get a buyer today, it
typically takes 45-60 days for them to get
financing after the offer is accepted. Guess who would pay for your home
during that period? You would!!.
That’s 2 more payments you would have to make,
on top of the one's you made while the house was
for sale. What if
it takes 6 months? It all adds up fast!
One of the
main benefits we can offer you is Peace of
Mind. Sometimes the hardest aspect of having to
move is actually having your home up for sale
and your life in limbo. You’ve heard the saying
“Sometimes the not-knowing is the hardest
part!” When you approve the paperwork with us,
you will know that your payments and home are
taken care of so you can move on and have
that peace of mind.
We can take
care of all the paperwork in about a week.
We simply order the title research, and draw up
the papers. We can set a time for you to move out
on the date of your choice and we will take over the home after that.
We will make
payments on your loan while our tenant/buyer
builds equity and finds their own financing.
The best part
is, your loan doesn’t even have to be assumable
for this to work! Our program works, regardless
of the type of loan – assumable, non-assumable,
assumable with qualifying, FHA, VA,
Conventional.
We take care
of your monthly payments, take on the
responsibility for the maintenance and upkeep of
your property, and liquidate your asset,
before it becomes a liability! Now
seriously, does it get better than that? As we
stated before, our program can work in any
situation.
Benefits to
Sellers
For you the
Seller we thought that we should summarize the
benefits of this program. Maybe not all these
points apply to you, but most should:
·
Rapid, flexible sale of your home
– You select the date that you want to move
out. We can complete our transaction in as
little as 7 days!
·
Certainty of Sale
– Avoid the disappointment of ‘selling’ your
home, waiting 45 days for buyer to qualify and
then finding out the deal fell through for any
number of reasons. Then the process starts all
over again, but the pressure is really on you
now.
·
Avoid Sales Commissions
– No need to pay a Realtor the typical 6-7% fee.
·
You Get Quick Relief from
Mortgage Payments –
Compare that with a Home Listing that can go on
forever!!
·
Avoid Typical Closing Costs
– Avoid the necessity of paying for Surveys,
Title Insurance, Deed Preparation, Courier Fees,
Recording Fees, etc.
·
Eliminate a Listing Agreement
– We provide a Sales and Purchase Agreement;
remember we are BUYING your home.
·
Eliminate Time Consuming House
Showings – You won’t
have to show your home anymore. On the average,
we show your home less than 4 times, nearly
always after you’ve moved out. We find
qualified, motivated tenant/buyers.
Need more
reasons, then just read on. Not everyone wants
to know all the details of how we work, but just
in case you’re interested, we’ll tell you
exactly what we do.
Benefits to
Buyers
Yes, you are
the Sellers, but just in case you wanted to know
why our program is so successful, we’re
including the benefits for Tenant/Buyers.
·
Build up equity while improving their credit rating.
·
Gives time to build up their base income.
·
Able to look for a home in an area that will
likely
have price appreciation.
·
Ability to fix the price of their future home and avoid price inflation.
·
Able to get a better mortgage in
12-24 months than what they qualify for
now.
These are a
few of the benefits for home buyers who want
their home now, but know that their financial
profile will be much better in the near future.
We let these people make payments on a fine home
and then when they have improved their equity,
credit or financial profile, they can qualify
for the type of mortgage that they want. This
makes it much simpler for nearly 60% of the
people who have trouble qualifying for Class A
mortgage today. Who knows, if you are
looking to downsize, you may want to take
advantage of our program to do just that.
The ‘Subject To’
Process
Usually we
begin by getting some
preliminary information concerning the property,
desirability of the home, mortgage information
and seller timing and motivation.
Click here to submit details about your
house for sale 24 hours a day. This gives
us the information to determine what type of
offer we can structure for you. We usually
can make more than one offer, and you choose
what works best for you.
If your home
meets our guidelines, we then meet
in your home and review your paperwork (loan
documents etc). In
preparation for this meeting, we usually have
performed a competitive market analysis to
determine the approximate value of the home. At
this meeting we explain the required
documentation, such as Warranty Deed, Sales and
Purchase Agreement, Power of Attorney,
Disclosure Statements, Notices to the Lender and
Insurance Company. We leave samples of all
documents that will be signed so that you may
review them with whomever you choose.
While we’re in your home, you can show us any
repairs or cosmetic improvements that need
attending.
We can usually
make you an offer while we are there, but
sometimes we may need to do a little more
checking and then get back with you shortly.
If you
agree to our offer, we
then schedule a time for signing documents and
for change of possession. We can be very
flexible on our date of possession, you tell
us when you want to move!
Prior to
signing the documents, we run a title search to be sure that
there are no encumbrances that would cloud the
title. This search takes
about two days, but provides us both with the
certainty of the ownership, status of the liens
(mortgages and promissory notes), and gives us
the exact legal description for creating a
Warranty Deed.
Our last
meeting is when you have removed your
possessions from the home. At this brief
meeting, we ask that you give us the garage door
openers, keys and a list of all the utility
companies. We will contact them to switch
payment of the services.
After you
leave, we clean the home to assure that it is in ‘move-in’
condition. Typically we don’t show homes more
than 3 or 4 times to prospective tenant/buyers.
Using our techniques for advertising and
pre-qualifying, tenant/buyers have few reasons
not to sign an agreement to purchase the home.
You will
probably not hear from us for some time after we
take possession of your home. We transfer the
utilities and notify the insurance company and
lenders. When our tenant/buyer exercises their
option, we pay off your mortgage (using the
Power of Attorney documents) and notify you that
your mortgage has been satisfied.
But What
About…
We’re sure
that you have questions. Here are a few of the
more commonly asked questions, with answers.
What if
the tenant/Buyer tears up my home?
There’s no way
we can guarantee you our tenant won’t damage the home since we won’t be living with them.
But under our agreement, if that happened, we
would repair it at our expense. Our
objective is to find a buyer who will eventually
qualify for a loan, and not a ‘tenant’. Damages
are rarely a problem. Again, if it happens,
we’ll fix it as per our written agreement.
When will
you sell the home?
We can’t give
you an exact time. It will be up to the
tenant/buyer to make that decision within the
time frame they have. We can tell you we get
paid when they buy, so obviously we’ll be
pushing them to do so … quickly! In the
meantime, your payments will be made, which
relieves you of the financial burden.
How do I
know I can trust you?
We can
understand your concern. We’ll meet
face-to-face before you sign anything. You’ll find we
don’t make empty promises … We shoot straight
and we know this business. We believe we can
create a solution that will work for both of
us. If not, or if you’re not comfortable after
we meet, we’ll shake hands and go our separate
ways. Honestly, we view our business
relationship more personally than just handling
a house … We want you to be confident, and able
to sleep well every night without worrying about
your home or your payments. In fact, we
wouldn’t enter an agreement with anyone if we
weren’t confident in that person … and we don’t
expect any less from you. We’re willing to
devote our time and resources to your house, but
only if you feel comfortable with that
arrangement.
What if
the person we put in the house does not pay?
Remember that
that is our problem. If they don’t pay, we
will get them out of the house and get someone
in there that will pay.
How do I
know you’ll make my mortgage payments?
Why would we
not make the payments? We don’t make any money
until we get the home re-financed into the next
person’s name. That would be like working all
week and not going to pick up our paycheck on
Friday.
We can pay you
directly and let you forward it to the mortgage
company yourself. Or, we can set up a third
party escrow company to collect from us and pay
it for you. You can also choose for us to pay
your lender directly. This is the most common
technique. We handle all the paperwork. If we
didn’t pay, the lender would immediately notify
you (and you will have the ability to check the
mortgage history yourself). So you’re always on top
of it, whichever method
you choose.
Also remember
that any increases in taxes, insurance or
homeowner’s dues are our responsibility.
What if I
want to purchase another home?
We will give
you a contract showing the payments are being
made by us, so it will be a ‘wash’. Example:
$700 home payment on the mortgage, offset by
$700 income from contract. We’ll free up your
debt ratio so you can qualify immediately. Be
sure and let us know if those are your
intentions.
Why don’t
I just list with a Realtor?
That’s
certainly an option, but obviously a Realtor
won’t make your payment for you while they’re
attempting to sell your house. We’re willing to
make your payment and maintain it until our
tenant/buyer gets their own financing. We’ll
give it our personal attention, and you can
forget about it until our tenant is ready to
buy.
What do we do
now?
We know that
this is a lot of information to digest at one
time, but if you’re still with us at this point,
chances are you’re interested in doing whatever
it takes to
GET YOUR HOME SOLD QUICKLY!
After we receive the information on your home,
we’ll be in touch within the next few days.
If you want
(or Need) an alternative to the conventional ways of
selling your home, contact us now! You have
everything to gain and nothing to lose!
As we said
before, if we can’t do business, that’s OK. We
buy lots of homes and we don’t have to have this
home. We get calls from tenant/buyers every day
and we’re always looking for homes for them.
Homes just like yours.
Just remember
that we don’t want to list your home, we
want to buy it. We specialize in buying
homes quickly. We urge you to let us try. You
have nothing to lose.
Finally – We don’t
know how many months you’ve been trying to sell
your home (or thinking about selling) but every
month you wait is costing you unnecessary
expenses… eating up the precious income you work
so hard to earn. Your home is an asset… sell it
as an asset. Don’t let it become a liability, a
burden, and the proverbial “monkey on your
back”. Even a Dream Home can become a
Financial Nightmare. There’s a real good
chance that we can help! Don’t
procrastinate… contact us today!! Click below
and send us your property information now:
Property Information
Form
Sincerely,
Ron West
Plum Properties, LLC
Email: westron@insightbb.com
Office: 502-639-9628
Fax: 866-757-8246
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